提出高效多模态适配器Wander，实现跨模态细粒度交互。

Efficient transfer learning methods such as adapter-based methods have shown great success in unimodal models and vision-language models. However, existing methods have two main challenges in fine-tuning multimodal models. Firstly, they are designed for vision-language tasks and fail to extend to situations where there are more than two modalities. Secondly, they exhibit limited exploitation of interactions between modalities and lack efficiency. To address these issues, in this paper, we propose the loW-rank sequence multimodal adapter (Wander). We first use the outer product to fuse the information from different modalities in an element-wise way effectively. For efficiency, we use CP decomposition to factorize tensors into rank-one components and achieve substantial parameter reduction. Furthermore, we implement a token-level low-rank decomposition to extract more fine-grained features and sequence relationships between modalities. With these designs, Wander enables token-level interactions between sequences of different modalities in a parameter-efficient way. We conduct extensive experiments on datasets with different numbers of modalities, where Wander outperforms state-of-the-art efficient transfer learning methods consistently. The results fully demonstrate the effectiveness, efficiency and universality of Wander.