AI如何在辅助人类决策时平衡短期准确与长期学习。
AI-Assisted Decision Making with Human Learning
- AI动态选择特征以促进人类学习,兼顾短期预测与长期成长。
- 算法越耐心或人越易学,越倾向推荐高信息量特征,提升双方表现。
- 提出可计算的组合优化策略,适用于医疗、金融等需人机协作场景。
AI系统日益辅助人类决策,但最终决定权仍由人类掌握。例如,AI可建议医生选择哪些检查,但诊断仍由医生完成。本文研究此类人机协同决策场景,其中人类通过反复交互学习算法逻辑。在该框架中,算法基于自身模型最大化决策准确性,决定人类可考虑的特征;人类则依据自身较不准确的模型做出预测。算法模型与人类模型之间的差异带来根本性权衡:是优先推荐更具信息量的特征以促进人类学习(虽短期准确率下降),还是选择符合人类现有认知的特征以降低学习成本?分析表明,这一权衡取决于算法的耐心(时间折扣率)和人类的学习意愿与能力。最优特征选择具有清晰的组合结构,可简化为一个可计算的稳定特征子集序列。随着算法更耐心或人类学习能力增强,算法将越来越多地选择高信息量特征,从而同时提升预测准确率与人类理解能力。
原文摘要 · Abstract (English)
AI systems increasingly support human decision-making. In many cases, despite the algorithm's superior performance, the final decision remains in human hands. For example, an AI may assist doctors in determining which diagnostic tests to run, but the doctor ultimately makes the diagnosis. This paper studies such AI-assisted decision-making settings, where the human learns through repeated interactions with the algorithm. In our framework, the algorithm -- designed to maximize decision accuracy according to its own model -- determines which features the human can consider. The human then makes a prediction based on their own less accurate model. We observe that the discrepancy between the algorithm's model and the human's model creates a fundamental tradeoff: Should the algorithm prioritize recommending more informative features, encouraging the human to learn their importance, even if it results in less accurate predictions in the short term until learning occurs? Or is it preferable to forgo educating the human and instead select features that align more closely with their existing understanding, minimizing the immediate cost of learning? Our analysis reveals how this trade-off is shaped by both the algorithm's patience (the time-discount rate of its objective over multiple periods) and the human's willingness and ability to learn. We show that optimal feature selection has a surprisingly clean combinatorial characterization, reducible to a stationary sequence of feature subsets that is tractable to compute. As the algorithm becomes more "patient" or the human's learning improves, the algorithm increasingly selects more informative features, enhancing both prediction accuracy and the human's understanding.
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