arXiv:2503.18841cs.LG2025-03

用对比学习无监督检测电商诈骗,效果优于传统方法。

Unsupervised Detection of Fraudulent Transactions in E-commerce Using Contrastive Learning

  • 基于SimCLR框架学习交易数据的潜在表示。
  • 在eBay数据集上各项指标均优于K-means等方法。
  • 适合缺乏标注数据的电商平台安全场景。

随着电商业务快速发展,平台面临的欺诈威胁日益严峻。传统欺诈检测依赖有监督学习,需大量标注数据,但此类数据难获取,且欺诈手段持续演变,导致方法适应性下降。为此,本文提出一种基于SimCLR的无监督电商欺诈检测算法,通过对比学习框架在无标签环境下学习交易数据的底层表征。在eBay平台数据集上的实验表明,该方法在准确率、精确率、召回率和F1分数上均优于K-means、孤立森林和自编码器等传统无监督方法,验证了其强大的欺诈识别能力。结果表明,基于SimCLR的无监督检测方法在电商安全领域具有广泛应用前景,可提升检测精度与鲁棒性。未来随着数据规模和多样性增加,模型性能将进一步提升,并有望集成至实时监控系统,为电商平台提供更高效的安全保障。

原文摘要 · Abstract (English)

With the rapid development of e-commerce, e-commerce platforms are facing an increasing number of fraud threats. Effectively identifying and preventing these fraudulent activities has become a critical research problem. Traditional fraud detection methods typically rely on supervised learning, which requires large amounts of labeled data. However, such data is often difficult to obtain, and the continuous evolution of fraudulent activities further reduces the adaptability and effectiveness of traditional methods. To address this issue, this study proposes an unsupervised e-commerce fraud detection algorithm based on SimCLR. The algorithm leverages the contrastive learning framework to effectively detect fraud by learning the underlying representations of transaction data in an unlabeled setting. Experimental results on the eBay platform dataset show that the proposed algorithm outperforms traditional unsupervised methods such as K-means, Isolation Forest, and Autoencoders in terms of accuracy, precision, recall, and F1 score, demonstrating strong fraud detection capabilities. The results confirm that the SimCLR-based unsupervised fraud detection method has broad application prospects in e-commerce platform security, improving both detection accuracy and robustness. In the future, with the increasing scale and diversity of datasets, the model's performance will continue to improve, and it could be integrated with real-time monitoring systems to provide more efficient security for e-commerce platforms.

欺诈检测对比学习无监督学习电商安全

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