梳理大模型在金融分析中的应用潜力,填补技术与实践间的鸿沟。
Bridging Language Models and Financial Analysis
- 综述近年大模型新方法及其在多源金融数据上的处理能力
- 指出当前金融领域对新技术采纳缓慢的现状与原因
- 为研究者和从业者提供未来方向与落地建议
大语言模型(LLMs)的快速发展为自然语言处理带来了变革性机遇,尤其在金融领域展现出巨大潜力。金融数据常以文本、数值表格和图表等多种形式交织呈现,传统方法难以有效处理此类复杂关系。而大模型为高效解析多模态金融信息提供了新路径。尽管大模型研究进展迅速,但其在金融行业的实际应用仍显滞后,因行业对技术集成持谨慎态度且需长期验证。这一差距导致诸多前沿技术未被充分挖掘或应用。本文通过系统综述近期大模型研究成果,探讨其在金融数据分析中的适用性,结合广泛文献提炼关键方法与能力,旨在为研究者与从业者提供有价值的参考,指明有前景的研究方向,并展望未来在金融领域深化大模型应用的机遇。
原文摘要 · Abstract (English)
The rapid advancements in Large Language Models (LLMs) have unlocked transformative possibilities in natural language processing, particularly within the financial sector. Financial data is often embedded in intricate relationships across textual content, numerical tables, and visual charts, posing challenges that traditional methods struggle to address effectively. However, the emergence of LLMs offers new pathways for processing and analyzing this multifaceted data with increased efficiency and insight. Despite the fast pace of innovation in LLM research, there remains a significant gap in their practical adoption within the finance industry, where cautious integration and long-term validation are prioritized. This disparity has led to a slower implementation of emerging LLM techniques, despite their immense potential in financial applications. As a result, many of the latest advancements in LLM technology remain underexplored or not fully utilized in this domain. This survey seeks to bridge this gap by providing a comprehensive overview of recent developments in LLM research and examining their applicability to the financial sector. Building on previous survey literature, we highlight several novel LLM methodologies, exploring their distinctive capabilities and their potential relevance to financial data analysis. By synthesizing insights from a broad range of studies, this paper aims to serve as a valuable resource for researchers and practitioners, offering direction on promising research avenues and outlining future opportunities for advancing LLM applications in finance.
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