arXiv:2504.16969cs.CYcs.LG2025-04被引 2

构建法律与机器学习对齐框架,解决模型合规性与性能的矛盾。

Engineering the Law-Machine Learning Translation Problem: Developing Legally Aligned Models

  • 提出五阶段跨学科框架,融合法律推理与模型开发
  • 实现法律义务的间接操作化,平衡多类法律要求与性能
  • 适用于金融风控等需强合规的AI场景

开发基于机器学习(ML)技术的组织面临高预测性能与法律合规之间的复杂挑战。由于模型行为由训练数据推导,法律义务无法直接写入源代码,必须通过‘间接’方式实现。但选择合适的操作化方式存在双重难题:其一,法律允许多种有效操作化路径,各具不同法律充分性;其二,每种路径在法律义务间及与预测性能间产生不可预知的权衡。评估这些权衡需要可验证的指标或启发式方法,但此类指标难以与法律义务对应。现有方法或侧重传统软件合规,或忽视法律复杂性。为此,本文提出一个五阶段跨学科框架,在模型开发中整合法律与技术分析,指导设计法律对齐的模型,并识别兼具高性能与法律正当性的方案。法律推理引导操作化与评估指标选择,技术专家确保可行性、性能优化及指标解读准确性。该框架弥合了法律概念分析与模型确定性规范需求之间的鸿沟。案例研究聚焦反洗钱领域。

原文摘要 · Abstract (English)

Organizations developing machine learning-based (ML) technologies face the complex challenge of achieving high predictive performance while respecting the law. This intersection between ML and the law creates new complexities. As ML model behavior is inferred from training data, legal obligations cannot be operationalized in source code directly. Rather, legal obligations require "indirect" operationalization. However, choosing context-appropriate operationalizations presents two compounding challenges: (1) laws often permit multiple valid operationalizations for a given legal obligation-each with varying degrees of legal adequacy; and, (2) each operationalization creates unpredictable trade-offs among the different legal obligations and with predictive performance. Evaluating these trade-offs requires metrics (or heuristics), which are in turn difficult to validate against legal obligations. Current methodologies fail to fully address these interwoven challenges as they either focus on legal compliance for traditional software or on ML model development without adequately considering legal complexities. In response, we introduce a five-stage interdisciplinary framework that integrates legal and ML-technical analysis during ML model development. This framework facilitates designing ML models in a legally aligned way and identifying high-performing models that are legally justifiable. Legal reasoning guides choices for operationalizations and evaluation metrics, while ML experts ensure technical feasibility, performance optimization and an accurate interpretation of metric values. This framework bridges the gap between more conceptual analysis of law and ML models' need for deterministic specifications. We illustrate its application using a case study in the context of anti-money laundering.

法律合规机器学习反洗钱

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