调研金融科技从业者对ChatGPT的使用与顾虑，揭示其在监管行业落地的挑战。
AI in Money Matters
- 通过访谈金融科技从业者，实证分析LLM使用现状。
- 多数人认可未来潜力，但担忧合规与监管缺失。
- 填补专业视角空白，适合关注AI治理的从业者参考。
2022年11月，ChatGPT的问世震惊了欧洲及全球。此后，学术界与公众在LinkedIn、X（原Twitter）等平台展开了广泛讨论，试图理解该工具及其社会价值。然而，金融、法律等受监管行业的专业人士声音仍显不足。本文通过访谈金融科技行业从业者，开展实证研究，探讨大语言模型（尤其是ChatGPT）在金融科技领域的采纳与使用情况。结果显示，尽管受访者普遍认可其未来潜力，但在合规监管尚未明确的情况下，实际应用仍面临诸多不确定性。本文旨在补充现有学术讨论，深化对专业领域视角的理解。
原文摘要 · Abstract (English)
In November 2022, Europe and the world by and large were stunned by the birth of a new large language model : ChatGPT. Ever since then, both academic and populist discussions have taken place in various public spheres such as LinkedIn and X(formerly known as Twitter) with the view to both understand the tool and its benefits for the society. The views of real actors in professional spaces, especially in regulated industries such as finance and law have been largely missing. We aim to begin to close this gap by presenting results from an empirical investigation conducted through interviews with professional actors in the Fintech industry. The paper asks the question, how and to what extent are large language models in general and ChatGPT in particular being adopted and used in the Fintech industry? The results show that while the fintech experts we spoke with see a potential in using large language models in the future, a lot of questions marks remain concerning how they are policed and therefore might be adopted in a regulated industry such as Fintech. This paper aims to add to the existing academic discussing around large language models, with a contribution to our understanding of professional viewpoints.
Thank you to arXiv for use of its open access interoperability. PaperDance 不是 arXiv 官方产品；中文卡片由大模型生成，请以原文为准。