arXiv:2505.13668cs.AIcs.LG2025-05被引 4

多智能体协作提升银行问答标注准确率

MAFA: A multi-agent framework for annotation

  • 多个专用智能体结合裁判模型协同工作,提升问答匹配精度
  • 在真实银行数据上实现Top-1准确率提升14%,MRR提高12%
  • 擅长处理模糊查询,适合金融场景的生产部署

现代消费银行业务应用需高效准确地响应用户查询。将用户语句映射到最相关常见问题(FAQ)是此类系统的关键组件。传统方法通常依赖单一模型或技术,难以捕捉多样化用户提问的细微差别。本文提出一种用于FAQ标注的多智能体框架,融合多个具有不同策略的专用智能体与一个裁判智能体,通过重排序候选结果以生成最优输出。各智能体采用受注意力推理查询(ARQ)启发的结构化推理方法,利用任务特定的JSON查询引导系统性推理流程。框架引入少样本示例策略,使每个智能体接收不同的示例,增强集成多样性与查询空间覆盖度。我们在一家大型银行的真实数据集及公开基准数据集(LCQMC和FiQA)上评估该框架,结果显示其在多项指标上显著优于单智能体方法:在自研数据集上Top-1准确率提升14%,Top-5准确率提升18%,均倒数排名(MRR)提升12%;在公开数据集上也获得类似增益。该框架在处理模糊查询方面尤为有效,适用于生产环境中的银行应用,并展现出跨领域与多语言的良好泛化能力。

原文摘要 · Abstract (English)

Modern consumer banking applications require accurate and efficient retrieval of information in response to user queries. Mapping user utterances to the most relevant Frequently Asked Questions (FAQs) is a crucial component of these systems. Traditional approaches often rely on a single model or technique, which may not capture the nuances of diverse user inquiries. In this paper, we introduce a multi-agent framework for FAQ annotation that combines multiple specialized agents with different approaches and a judge agent that reranks candidates to produce optimal results. Our agents utilize a structured reasoning approach inspired by Attentive Reasoning Queries (ARQs), which guides them through systematic reasoning steps using targeted, task-specific JSON queries. Our framework features a few-shot example strategy, where each agent receives different few-shots, enhancing ensemble diversity and coverage of the query space. We evaluate our framework on a real-world major bank dataset as well as public benchmark datasets (LCQMC and FiQA), demonstrating significant improvements over single-agent approaches across multiple metrics, including a 14% increase in Top-1 accuracy, an 18% increase in Top-5 accuracy, and a 12% improvement in Mean Reciprocal Rank on our dataset, and similar gains on public benchmarks when compared with traditional and single-agent annotation techniques. Our framework is particularly effective at handling ambiguous queries, making it well-suited for deployment in production banking applications while showing strong generalization capabilities across different domains and languages.

多智能体问答系统银行AI少样本学习

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