为可解释AI系统设计可争议性框架，让监管要求落地

As AI regulations around the world intensify their focus on system safety, contestability has become a mandatory, yet ill-defined, safeguard. In XAI, "contestability" remains an empty promise: no formal definition exists, no algorithm guarantees it, and practitioners lack concrete guidance to satisfy regulatory requirements. Grounded in a systematic literature review, this paper presents the first rigorous formal definition of contestability in explainable AI, directly aligned with stakeholder requirements and regulatory mandates. We introduce a modular framework of by-design and post-hoc mechanisms spanning human-centered interfaces, technical architectures, legal processes, and organizational workflows. To operationalize our framework, we propose the Contestability Assessment Scale, a composite metric built on more than twenty quantitative criteria. Through multiple case studies across diverse application domains, we reveal where state-of-the-art systems fall short and show how our framework drives targeted improvements. By converting contestability from regulatory theory into a practical framework, our work equips practitioners with the tools to embed genuine recourse and accountability into AI systems.