利用多模态自监督学习，用少量标注数据提升高分辨率遥感图像理解能力。

Remote sensing image interpretation plays a critical role in environmental monitoring, urban planning, and disaster assessment. However, acquiring high-quality labeled data is often costly and time-consuming. To address this challenge, we proposes a multi-modal self-supervised learning framework that leverages high-resolution RGB images, multi-spectral data, and digital surface models (DSM) for pre-training. By designing an information-aware adaptive masking strategy, cross-modal masking mechanism, and multi-task self-supervised objectives, the framework effectively captures both the correlations across different modalities and the unique feature structures within each modality. We evaluated the proposed method on multiple downstream tasks, covering typical remote sensing applications such as scene classification, semantic segmentation, change detection, object detection, and depth estimation. Experiments are conducted on 15 remote sensing datasets, encompassing 26 tasks. The results demonstrate that the proposed method outperforms existing pretraining approaches in most tasks. Specifically, on the Potsdam and Vaihingen semantic segmentation tasks, our method achieved mIoU scores of 78.30\% and 76.50\%, with only 50\% train-set. For the US3D depth estimation task, the RMSE error is reduced to 0.182, and for the binary change detection task in SECOND dataset, our method achieved mIoU scores of 47.51\%, surpassing the second CS-MAE by 3 percentage points. Our pretrain code, checkpoints, and HR-Pairs dataset can be found in https://github.com/CVEO/MSSDF.