用双粒度提示缓解图结构欺诈检测中的信息过载问题
DGP: A Dual-Granularity Prompting Framework for Fraud Detection with Graph-Enhanced LLMs
- 对目标节点保留细粒度文本,邻居信息则粗粒度摘要
- 在多个数据集上提升6.8% AUPRC,token消耗可控
- 适合需要高效处理复杂图结构的工业级反欺诈场景
现实世界的欺诈检测应用受益于图学习技术,可联合利用节点特征(常富含文本数据)与图结构信息。近期,图增强大模型通过将图信息转化为提示,利用大模型在文本与结构推理上的能力,成为有前景的方法。其中,仅文本提示将图信息转化为纯文本标记的提示,仅依赖大模型微调,无需额外图专用编码器。然而,在异构欺诈检测图中,多跳关系随层数指数增长,导致邻域包含大量密集文本,可能使提示过长且无关内容过多,抑制目标节点的关键信号,从而降低性能。为此,我们提出双粒度提示(DGP),通过保留目标节点的细粒度文本细节,同时将邻居信息总结为粗粒度文本提示,缓解信息过载。DGP针对不同数据模态设计特定摘要策略:文本字段采用双层语义抽象,数值特征采用统计聚合,实现对冗长邻居内容的有效压缩,生成简洁而信息丰富的提示。在公开与工业数据集上的实验表明,DGP在可控的词元预算内,相比最先进方法,欺诈检测性能最高提升6.8%(AUPRC),展现出图增强大模型在欺诈检测中的潜力。
原文摘要 · Abstract (English)
Real-world fraud detection applications benefit from graph learning techniques that jointly exploit node features, often rich in textual data, and graph structural information. Recently, Graph-Enhanced LLMs emerge as a promising graph learning approach that converts graph information into prompts, exploiting LLMs' ability to reason over both textual and structural information. Among them, text-only prompting, which converts graph information to prompts consisting solely of text tokens, offers a solution that relies only on LLM tuning without requiring additional graph-specific encoders. However, text-only prompting struggles on heterogeneous fraud-detection graphs: multi-hop relations expand exponentially with each additional hop, leading to rapidly growing neighborhoods associated with dense textual information. These neighborhoods may overwhelm the model with long, irrelevant content in the prompt and suppress key signals from the target node, thereby degrading performance. To address this challenge, we propose Dual Granularity Prompting (DGP), which mitigates information overload by preserving fine-grained textual details for the target node while summarizing neighbor information into coarse-grained text prompts. DGP introduces tailored summarization strategies for different data modalities, bi-level semantic abstraction for textual fields and statistical aggregation for numerical features, enabling effective compression of verbose neighbor content into concise, informative prompts. Experiments across public and industrial datasets demonstrate that DGP operates within a manageable token budget while improving fraud detection performance by up to 6.8% (AUPRC) over state-of-the-art methods, showing the potential of Graph-Enhanced LLMs for fraud detection.
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