模拟学生记忆的完整过程，提升知识追踪模型性能与可解释性。

Knowledge Tracing (KT) is committed to capturing students' knowledge mastery from their historical interactions. Simulating students' memory states is a promising approach to enhance both the performance and interpretability of knowledge tracing models. Memory consists of three fundamental processes: encoding, storage, and retrieval. Although forgetting primarily manifests during the storage stage, most existing studies rely on a single, undifferentiated forgetting mechanism, overlooking other memory processes as well as personalized forgetting patterns. To address this, this paper proposes memoryKT, a knowledge tracing model based on a novel temporal variational autoencoder. The model simulates memory dynamics through a three-stage process: (i) Learning the distribution of students' knowledge memory features, (ii) Reconstructing their exercise feedback, while (iii) Embedding a personalized forgetting module within the temporal workflow to dynamically modulate memory storage strength. This jointly models the complete encoding-storage-retrieval cycle, significantly enhancing the model's perception capability for individual differences. Extensive experiments on four public datasets demonstrate that our proposed approach significantly outperforms state-of-the-art baselines.