用因果记忆架构让推荐更懂你，解释也更透明。

Personalized AI assistants often struggle to incorporate complex personal data and causal knowledge, leading to generic advice that lacks explanatory power. We propose REMI, a Causal Schema Memory architecture for a multimodal lifestyle agent that integrates a personal causal knowledge graph, a causal reasoning engine, and a schema based planning module. The idea is to deliver explainable, personalized recommendations in domains like fashion, personal wellness, and lifestyle planning. Our architecture uses a personal causal graph of the user's life events and habits, performs goal directed causal traversals enriched with external knowledge and hypothetical reasoning, and retrieves adaptable plan schemas to generate tailored action plans. A Large Language Model orchestrates these components, producing answers with transparent causal explanations. We outline the CSM system design and introduce new evaluation metrics for personalization and explainability, including Personalization Salience Score and Causal Reasoning Accuracy, to rigorously assess its performance. Results indicate that CSM based agents can provide more context aware, user aligned recommendations compared to baseline LLM agents. This work demonstrates a novel approach to memory augmented, causal reasoning in personalized agents, advancing the development of transparent and trustworthy AI lifestyle assistants.