新模型同时可视化交互与独立效应，提升可解释性与预测性能。

Interpretability is one of the considerations when applying machine learning to high-stakes fields such as healthcare that involve matters of life safety. Generalized Additive Models (GAMs) enhance interpretability by visualizing shape functions. Nevertheless, to preserve interpretability, GAMs omit higher-order interaction effects (beyond pairwise interactions), which imposes significant constraints on their predictive performance. We observe that Curve Ergodic Set Regression (CESR), a multiplicative model, naturally enables the visualization of its shape functions and simultaneously incorporates both interactions among all features and individual feature effects. Nevertheless, CESR fails to demonstrate superior performance compared to GAMs. We introduce Multiplicative-Additive Constrained Models (MACMs), which augment CESR with an additive part to disentangle the intertwined coefficients of its interactive and independent terms, thus effectively broadening the hypothesis space. The model is composed of a multiplicative part and an additive part, whose shape functions can both be naturally visualized, thereby assisting users in interpreting how features participate in the decision-making process. Consequently, MACMs constitute an improvement over both CESR and GAMs. The experimental results indicate that neural network-based MACMs significantly outperform both CESR and the current state-of-the-art GAMs in terms of predictive performance.