高生理活性植被在湿热城市中反而加剧体感高温，需设限使用。

Efforts to green cities for cooling are succeeding unevenly because the same vegetation that cools surfaces can also intensify how hot the air feels. Previous studies have identified humid heat as a growing urban hazard, yet how physiologically active vegetation governs this trade-off between cooling and moisture accumulation remains poorly understood, leaving mitigation policy and design largely unguided. Here we quantify how vegetation structure and function influence the Heat Index (HI), a combined measure of temperature and humidity in 138 Indian cities spanning tropical savanna, semi-arid steppe, and humid subtropical climates, and across dense urban cores and semi-urban rings. Using an extreme-aware, one kilometre reconstruction of HI and an interpretable machine-learning framework that integrates SHapley Additive Explanations (SHAP) and Accumulated Local Effects (ALE), we isolate vegetation-climate interactions. Cooling generally strengthens for EVI >= 0.4 and LAI >= 0.05, but joint-high regimes begin to reverse toward warming when EVI >= 0.5, LAI >= 0.2, and fPAR >= 0.5,with an earlier onset for fPAR >= 0.25 in humid, dense cores. In such environments, highly physiologically active vegetation elevates near-surface humidity faster than it removes heat, reversing its cooling effect and amplifying perceived heat stress. These findings establish the climatic limits of vegetation-driven cooling and provide quantitative thresholds for climate-specific greening strategies that promote equitable and heat-resilient cities.