通过约束秩的适配与免训练融合，实现内容与风格解耦的个性化图像生成。

Personalized image generation requires effectively balancing content fidelity with stylistic consistency when synthesizing images based on text and reference examples. Low-Rank Adaptation (LoRA) offers an efficient personalization approach, with potential for precise control through combining LoRA weights on different concepts. However, existing combination techniques face persistent challenges: entanglement between content and style representations, insufficient guidance for controlling elements' influence, and unstable weight fusion that often require additional training. We address these limitations through CRAFT-LoRA, with complementary components: (1) rank-constrained backbone fine-tuning that injects low-rank projection residuals to encourage learning decoupled content and style subspaces; (2) a prompt-guided approach featuring an expert encoder with specialized branches that enables semantic extension and precise control through selective adapter aggregation; and (3) a training-free, timestep-dependent classifier-free guidance scheme that enhances generation stability by strategically adjusting noise predictions across diffusion steps. Our method significantly improves content-style disentanglement, enables flexible semantic control over LoRA module combinations, and achieves high-fidelity generation without additional retraining overhead.