arXiv:2603.01620cs.AI2026-03被引 1

让工具型智能体更懂行:用细粒度奖励提升金融咨询任务准确率

ToolRLA: Multiplicative Reward Decomposition for Tool-Integrated Agents

  • 设计乘法式奖励分解,分四维评估工具调用正确性
  • 任务完成率提至91%,工具错误和违规率大幅下降
  • 适合高风险领域部署,对复杂工具链优化有实用价值

将推理与API调用结合的工具型智能体在处理复杂任务方面具有潜力,但在高风险、特定领域部署中对齐仍具挑战:现有强化学习方法依赖粗粒度二值奖励,无法区分工具选择错误与参数格式错误。本文提出ToolRLA,一种三阶段后训练流程(SFT -> GRPO -> DPO),核心是细粒度奖励函数,采用乘法形式分解四个维度——格式有效性、工具选择、参数准确性与合规性,并将领域优先级编码为奖励空间中的归纳偏置。在金融顾问协作者系统中部署(80+顾问,每日超1200次查询),ToolRLA实现:任务完成率从62%提升至91%(+47%),工具调用错误率从38%降至14%(-63%),合规违规率从12%降至0.8%(-93%),延迟低于2秒。消融实验表明,乘法奖励设计比加法方案贡献额外7个百分点性能提升。通用性在ToolBench与API-Bank上得到验证。

原文摘要 · Abstract (English)

Tool-integrated agents that interleave reasoning with API calls are promising for complex tasks, yet aligning them for high-stakes, domain-specific deployment remains challenging: existing reinforcement learning approaches rely on coarse binary rewards that cannot distinguish tool selection errors from malformed parameters. We present ToolRLA, a three-stage post-training pipeline (SFT -> GRPO -> DPO) for domain-specific tool agents. The core contribution is a fine-grained reward function with multiplicative correctness decomposition spanning four dimensions -- format validity, tool selection, parameter accuracy, and regulatory compliance -- that encodes domain priority orderings as inductive biases in the reward landscape. Deployed on a financial advisory copilot (80+ advisors, 1,200+ daily queries), ToolRLA achieves over three months: a 47% improvement in task completion rate (62%->91%), a 63% reduction in tool invocation errors (38%->14%), and a 93% reduction in regulatory violations (12%->0.8%), within sub-2-second latency. Ablation studies show the multiplicative reward design accounts for 7 percentage points of improvement over additive alternatives. Generalization is further validated on ToolBench and API-Bank.

工具调用强化学习金融AI

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