提出三阶段失真-感知框架，提升雷达心电监测的准确性和可解释性。

Cardiovascular diseases (CVDs) remain a leading cause of death globally, necessitating continuous, accurate non-invasive cardiac monitoring. While non-contact radar-based approaches show great promise, they often employ a single "distortion-driven" or "perception-driven" paradigm, frequently facing a trade-off between "low distortion but weak semantic information" and "high perceptual fidelity but poor interpretability." To address this, we propose a Three-stage Distortion-Perception Pre-Training Model (TriDP-PTM), a radar-based multi-scale fusion dual-path framework that systematically compares the "direct radar-to-task" path against an "indirect radar-to-ECG-to-task" path. By integrating an ECG generator with a feature discriminator to form a composite loss function, our approach effectively incorporates medical priors - such as ECG morphology and rhythm - into downstream tasks. Through empirical analysis, we reveal that this trade-off manifests in three distinct phases (Positive-Sum, Coopetitive, and Negative-Sum), showing optimal downstream clinical accuracy typically emerges in the coopetitive stage. Extensive experiments on a dataset involving 30 subjects across 5 physiological states reveal that the indirect path consistently outperforms the direct path in diverse tasks, achieving 0.80 mean IoU in waveform segmentation, 98.3% average classification accuracy across four tasks, and a 56% MAE reduction in blood pressure regression compared to the strongest baselines. These findings validate our framework and indicate that, within the indirect radar-to-ECG pathway, appropriately weighting distortion and perception losses to operate in the coopetitive regime is critical for achieving both clinically interpretable ECG morphology and strong downstream accuracy in non-contact cardiac monitoring.