arXiv:2605.26040cs.AI2026-05

用大模型挖掘用户行为背后的隐藏意图,提升复杂伪装下的欺诈检测能力

L2IR: Revealing Latent Intent in Graph Fraud Detection

论文配图:L2IR: Revealing Latent Intent in Graph Fraud Detection
图 1 · 摘自论文原文
  • 通过大模型分析用户行为与可疑连接,揭示隐藏意图
  • 在真实数据集上使AUPRC最高提升8.27%
  • 适合需要应对高伪装欺诈的风控系统使用

图欺诈检测长期依赖图神经网络(GNN)在关系数据中传播和聚合信息。然而实践中,欺诈者常通过伪造大量与正常用户的连接来隐藏身份,导致欺诈信号在邻域聚合过程中被逐渐稀释,降低检测可靠性。尽管近期工作引入大语言模型(LLM)提供丰富的语义线索,但对可疑连接背后潜在意图的探索仍不足。加之标注欺诈样本稀缺,难以训练在强伪装下仍稳健的检测器。为此,我们提出L2IR框架——一种基于大模型的隐式意图揭示方法,能从原始行为轨迹中提取意图感知表征,并推理单个连接的真实目的,有效区分支持性链接与误导性链接。该方法还引入自适应自训练机制,增强有限监督下的鲁棒性。在两个存在广泛伪装现象的真实数据集上的评估表明,L2IR显著优于多种强基线,可作为插件式增强模块集成到多种GNN检测器中,将AUPRC提升最高达8.27%。

原文摘要 · Abstract (English)

Graph fraud detection has long depended on Graph Neural Networks (GNNs) to propagate and aggregate information across relational data. A critical obstacle in practice, however, is that fraudsters frequently disguise themselves by forging numerous connections with benign users, causing fraud signals to be progressively diluted during neighborhood aggregation and undermining detection reliability. While recent efforts have used Large Language Models (LLMs) to provide rich semantic cues for fraud detection, the underlying intent behind suspicious connections remains insufficiently explored. Compounding this issue, the scarcity of annotated fraud samples makes it difficult to train detectors that remain robust under heavy camouflage. To address these gaps, we propose L2IR, an LLM-driven Latent Intent Revealing framework for graph fraud detection. By uncovering latent intent from both user behaviors and suspicious connections, L2IR extracts intent-aware representations from raw behavioral traces and reasons about the true purpose behind individual connections, effectively distinguishing supportive links from misleading ones. It further incorporates adaptive self-training to enhance robustness under limited supervision. Evaluations on two real-world datasets characterized by pervasive camouflage demonstrate that L2IR surpasses strong baselines and can function as a plug-in enhancement for a range of GNN-based detectors, improving AUPRC by up to 8.27%.

图神经网络欺诈检测大模型意图识别

Thank you to arXiv for use of its open access interoperability. PaperDance 不是 arXiv 官方产品;中文卡片由大模型生成,请以原文为准。