构建首个面向真实场景的双语语音验证证据库，支持自然语言查询与可解释性分析。

Modern speaker verification (SV) systems rely on speaker embeddings that are effective but difficult to interpret or query in natural language. Most existing speech-text corpora target controllable synthesis or utterance-level captioning, offering limited speaker-level supervision for in-the-wild speaker recognition. This paper introduces SpeakerCard-1M, a bilingual speaker resource for evidence-grounded SV, derived from VoxCeleb1/2 and CN-Celeb1/2, where the ``-1M'' suffix refers to the 1.78M utterance-level captions contained in the release. We adopt a tool-first, LLM-last approach in which ten acoustic probes produce field-level evidence, the evidence is aggregated into speaker profiles under a schema that separates relatively stable traits from utterance-level states, and bilingual Speaker Cards are rendered by a constrained LLM that sees only the structured fields. The release includes 56.7k Speaker Card records over 10.2k speakers, 1.78M utterance-level captions, and speaker-ID-disjoint hard-negative triplets. We further define two SV-oriented cross-modal protocols, bidirectional Speaker-Text Retrieval (T2S-R / S2T-R) and Attribute-Conditioned Verification (AC-Verify), and compare a dual-encoder baseline against recent audio language models under a zero-shot forced-choice setting. Joint audio-text training costs only 0.31% absolute EER on VoxCeleb1-O relative to the audio-only baseline. Under a style-symmetric LLM-generated counterfactual protocol, eight recent audio language models (7B-30B+ parameters, both open- and closed-source) score 49-77% on pitch-level AC-Verify in a 2-way forced-choice setting, compared with 88.66% for our dual encoder.