让AI根据用户行为生成定制化多模态内容，无需现成素材

Personalized content systems depend on available UGC and struggle when suitable content is absent, delayed, or costly to create. Although multimodal generators can synthesize content on demand, how to translate behavioral traces into generation-ready preferences remains underexplored. We study personalized multimodal content generation: creating user-tailored multimodal content without existing item pools or waiting for matching UGC. We propose TailorMind, linking collaborative preference modeling with controllable multimodal generation. TailorMind enriches sparse user histories via hypergraph collaborative filtering and optimizes textual profiles with ranking-error feedback and textual gradient descent. Retrieval-augmented style control grounds outputs in authentic UGC patterns, while cross-modal cohesion reflection reduces semantic drift. We construct TailorBench, a benchmark from three mainstream platforms evaluated along five dimensions: coherence, novelty, aesthetic, hallucination, profiling. Experiments show that TailorMind achieves competitive or stronger coherence, improves novelty and aesthetic quality over representative generation baselines and ground-truth UGC, demonstrating advantages over retrieving available content or comparable UGC, while achieving up to 29% Recall gains in reranking. Our code is released at: https://github.com/iLearn-Lab/TailorMind.