用扩散增强与对比学习,解决少样本图欺诈检测中标签稀疏和特征混淆问题。
Beyond Sparse Supervision: Diffusion-Guided Learning for Few-Shot Graph Fraud Detection

- 通过噪声扰动特征视图并对比学习,稳定节点表示
- 在1%训练数据下,公开数据集上优于多个基线模型
- 适合标签稀缺、欺诈样本极少数的金融反欺诈场景
基于图的欺诈检测对保护大规模交易系统至关重要,未识别的异常可能导致重大财务损失和安全风险。现实世界中的欺诈图面临双重挑战:标注稀疏且不平衡,已验证的欺诈标签稀少且严重偏向正常账户;以及表征稀释,空间消息传递可能过度平滑伪装的异常,而谱滤波器可能抑制与欺诈相关的中高频不规则特征。为此,我们提出ADC-GNN(注意力引导的扩散-对比图神经网络),一个统一框架,融合扩散引导的特征增强、对比表示学习和多跳谱注意力,用于少样本图欺诈检测。扩散组件被设计为特征空间去噪增强机制,而非完整的拓扑生成式图扩散模型:在余弦调度下构建带噪声的节点特征视图,并通过对比学习稳定跨扰动的节点表示。谱注意力模块进一步自适应强调与欺诈相关的跳数级和关系级线索。我们在三个公开基准上评估ADC-GNN,另报告一个约6万条记录的私有真实电信交易数据集作为案例研究。在1%训练设置下,ADC-GNN在公开基准上持续优于原始图欺诈基线及四个协议一致的近期图异常/欺诈基线。对划分稳定性、训练比例、过采样替代方案、模块级消融实验、扩散调度以及运行时与内存消耗的额外分析,进一步刻画了ADC-GNN的有效运作区间。
原文摘要 · Abstract (English)
Graph-based fraud detection is essential for safeguarding large-scale transaction systems, where undetected anomalies may lead to substantial financial losses and security risks. Real-world fraud graphs pose two coupled challenges: sparse and imbalanced supervision, where verified fraudulent labels are scarce and heavily skewed toward benign accounts, and representation dilution, where spatial message passing may oversmooth camouflaged anomalies while spectral filters may suppress fraud-relevant mid- and high-frequency irregularities. To address these challenges, we propose ADC-GNN, short for Attention-guided Diffusion-Contrastive Graph Neural Network, a unified framework that combines diffusion-guided feature augmentation, contrastive representation learning, and multi-hop spectral attention for few-shot graph fraud detection. The diffusion component is formulated as a feature-space denoising augmentation mechanism rather than a full topology-generative graph diffusion model: it constructs noise-perturbed node-feature views under a cosine schedule and uses contrastive learning to stabilize node representations across perturbations. The spectral attention module further adaptively emphasizes fraud-relevant hop-level and relation-level cues. We evaluate ADC-GNN primarily on three public benchmarks and additionally report a proprietary real-world telecom transaction dataset with approximately 60,000 records as a private case study. Under the 1% training setting, ADC-GNN achieves consistent improvements over original graph fraud baselines and four protocol-consistent recent graph anomaly/fraud baselines on the public benchmarks. Additional analyses on split stability, training ratios, oversampling alternatives, module-level ablations, diffusion schedules, and runtime and memory-consumption comparisons further characterize the effective operating regime of ADC-GNN.
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