无需训练，通过跨图提示实现隐蔽目标分割，精度显著提升。

Referring Camouflaged Object Detection (Ref-COD) requires segmenting hidden targets guided by reference cues. While supervised methods are annotation-heavy and training-free approaches via sparse point-prompting are sensitive to localization errors, we propose GFR-SAM, a robust three-stage training-free framework. GFR-SAM shifts the paradigm from fragile point-matching to a "Generate-Filter-Refine" pipeline. First, we introduce In-Context Exemplar-guided Segmentation, empowering SAM3 with cross-image inference to generate candidate masks via holistic visual exemplars, bypassing its native intra-image constraints. Second, a Region-Global Contrastive Filtering module ranks candidates through DINOv3-based prototypical alignment, effectively suppressing background distractors. Finally, a Geometric-Semantic Refinement module synergizes bounding box and text prompts to recover fine-grained boundaries and enhance instance recall. Evaluated on the R2C7K benchmark, GFR-SAM outperforms existing training-free methods by 8.7\% in weighted F-measure ($F_β^w$) and competes with supervised state-of-the-art counterparts. Ultimately, this work underscores the potential of unlocking SAM3's latent capability for cross-image In-Context prompting, establishing a robust, training-free paradigm that effectively bridges the gap between general-purpose foundation models and specialized, label-intensive perception tasks without the need for task-specific fine-tuning.