arXiv:2607.27523cs.IRcs.AI2026-07中稿 · IJCAI

提升金融文档检索与生成的准确性和可扩展性。

Hierarchical Reranking for Scalable Financial RAG System

论文配图:Hierarchical Reranking for Scalable Financial RAG System
图 1 · 摘自论文原文
  • 分层重排序架构,两阶段提升检索精度。
  • 在多个基准上达到NDCG@20为0.7918,事实一致性更优。
  • 适合自动化审计与量化投资分析场景。

分析10-K文件、表格披露和宏观经济报告等金融文档需要专家推理和大量时间。现有检索增强生成系统在处理混合文本-表格结构或大规模金融文档时表现不佳。为此,我们提出分层重排序框架(Hierarchical Reranker),通过三项创新提升大尺度金融数据集上的检索性能与生成可靠性:预检索优化,通过归一化、关键词扩展和表格转换提升查询清晰度与搜索效率;分层重排序架构,采用双阶段排名机制提高检索精确度;长上下文管理,通过自适应输入分割与融合保持复杂上下文下的推理准确性。在FinQA、FinanceBench和ConvFinQA等多个基准上,系统取得NDCG@20为0.7918的成绩,并展现出优异的事实一致性。其鲁棒性在ACM-ICAIF '24 FinanceRAG挑战赛中得到验证,获第二名。该工作构建了可部署、领域优化的RAG流水线,显著提升金融推理的准确性和可扩展性,为自动化审计报告与量化投资分析提供支持。源代码将在接受后公开于GitHub。

原文摘要 · Abstract (English)

Analyzing financial documents such as 10-K filings, tabular disclosures, and macroeconomic reports demands expert reasoning and extensive time. However, existing Retrieval-Augmented Generation systems often struggle to process hybrid text-table structures or the massive scale of financial documents. To address these challenges, we propose Hierarchical Reranker, a RAG framework designed to improve retrieval performance and generative reliability across large-scale financial datasets. The system integrates three key innovations: Pre-Retrieval Optimization, enhancing query clarity and search efficiency through normalization, keyword expansion, and table transformation; Hierarchical Reranker Architecture, improving retrieval precision through a two-stage ranking mechanism; and Long-Context Management, preserving reasoning accuracy through adaptive input partitioning and fusion under extensive contexts. Across multiple benchmarks, including FinQA, FinanceBench, and ConvFinQA, the proposed system achieved an NDCG@20 score of 0.7918 and demonstrated superior factual consistency. Its robustness was further validated by achieving second place in the ACM-ICAIF '24 FinanceRAG Challenge. This work presents a deployable, domain-optimized RAG pipeline that enhances both the accuracy and scalability of financial reasoning, paving the way for automated audit reporting and quantitative investment analysis. The source code will be made publicly available on GitHub upon acceptance.

金融AIRAG信息检索长上下文

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