用生理世界模型预测真实事件对身体状态的影响，实现个性化健康管理。

Continuous multimodal sensing now allows human physiology to be observed throughout daily life rather than only during occasional clinical visits. However, most health artificial intelligence systems are designed to recognize current states, estimate risks or analyse individual biomarkers. They do not directly model how physiological states change in response to real-world events, behaviours, contexts and interventions. Here we propose the Physiological World Model (PWM), an event-conditioned framework for learning these changes at the level of the whole person. We introduce the HumanState Transition Token, a structured, quality-scored unit that connects the physiological state before an event with the event or action, relevant context and intervention information, the physiological trajectory after the event, observed outcomes and data quality. We describe four capability levels, from state representation to bounded intervention planning, together with four data acquisition and validation protocols. We also propose six benchmark tasks covering HumanState representation, forecasting across multiple timescales, individualized response prediction, simulation of alternative interventions, bounded planning and reliability under distribution shift. Together, this framework provides a practical path towards personalized health management, behavioural intervention design and clinician-supervised decision support, while clearly separating prediction from causal inference and making uncertainty, safety, governance and limits of use explicit.