基于行为轨迹的个性化查询预测，实现高效低耗的移动端推理。

Personalized Query prediction maps implicit behavioral signals---clicks, favorites, purchases, and post-purchase exploration---to explicit retrieval intent. On-device deployment makes this task particularly challenging: behavioral trajectories are noisy and multi-scale, multiple Queries may be valid for a single trajectory, and a uniform reasoning policy either expends unnecessary computation on simple instances or allocates insufficient capacity to complex ones. We introduce RecGPT-Mobile-V2, an end-to-end framework that treats intent quality and execution efficiency as coupled objectives within a staged design. The framework transforms heterogeneous interactions into an evidence-preserving trajectory, establishes a recommendation-native foundation through domain adaptation and supervised alignment, and applies reasoning-cost optimization only after grouped rollouts meet grounding and utility criteria. The resulting teacher is distilled into a compact student deployed with low-bit execution, structured compression, and budget-aware device--cloud routing. In an aligned CoT ablation, an evidence-focused short rationale increases ROUGE-L from 0.228 to 0.315 and Jaccard from 0.174 to 0.248, while slightly outperforming the full five-stage rationale. In the controlled RL comparison, the complete reward formulation improves Query quality from 73.2% under quality-only RL to 78.6%, lowers the hard-failure rate from 3.6% to 1.6%, and reduces the median CoT length from 62 to 14 tokens. Online retrieval analysis further indicates that the Query recall channel retrieves inventory complementary to that surfaced by established recall channels. Collectively, these findings support sufficiency-oriented rather than uniformly short reasoning: retain decision-relevant evidence and allocate additional computation only when it is likely to improve the predicted Query.